Accessing equity. How can you do it, and most importantly should you do it? Put simply, when you’ve been a good borrower, mortgage lenders may let you access the equity on your home - that is, the amount no longer owing on the mortgage. Usually, the equity release will be capped at 80% by most lenders. 

The average Australian investment portfolio size is $31,613 but there are growing numbers of ‘emerging affluent’ investors who have an average investment balance of $716,352. So how do they do it?